Disparaging Looks

Your mortgage payment will be slightly higher, but you will actually save money because your energy bills will be lower.

This win-win formula also applies when you refinance or remodel your home to make energy saving upgrades.

How do I determine if my current home or a new house I?m looking at is energy efficient?

A Certified HERS (Home Energy Rating Systems) Rater can provide an evaluation of your home or a prospective home purchase. The RESNET web site provides a Certified Rater Directory.

A HERS report includes the overall score of the house as is, recommended cost effective energy upgrades, annual total energy cost before and after upgrades, and the improved rating score.

A HERS rating usually costs between $100 and $300. This could be paid for by the buyer, seller, lender, or real estate agent. Sometimes the cost of the rating may be financed as part of the mortgage. No matter how the rating is paid for, it is a very good investment because an EEM could save you or your buyer hundreds of dollars each year.

Energy Efficient Mortgages are offered or guaranteed by various Federal agencies.
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